These are home buyer success stories, just a few of the thousands of people I've helped through the mortgage loan process.
A buyer’s loan for a condominium property was in jeopardy because of difficulties with their HOA (Home Owner’s Association) insurance. The renewal of their HOA master insurance, the required fire insurance that…
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I recently had the privilege of helping a couple, first-time home buyers, purchase a property where one of those three lenders was not going to make the loan at the 11th hour due to a very minor guideline that…
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A married couple living in an apartment in the East Bay were looking to purchase their first home. They wanted to stay in the Bay Area, desired a family-friendly neighborhood, and a home with a big backyard whe…
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A Brazilian man, working in tech in the U.S., whose funds for the down payment were held overseas and who had limited U.S. credit, came to me for a loan to purchase a condominium. As a foreign national temporar…
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A real estate investor had started to do a renovation on a rental property, a condominium. He had run out of funds when unforeseen costs arose, and he came to me looking for a solution for the project that was…
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A retail store owner who is also a homeowner in Kensington, came to me looking to refinance. His home loan had a balloon payment that was coming due. The stakes were high: he needed to refinance soon or he coul…
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An immigrant couple who both work in low-income jobs came to me for help buying a second home. Both of the borrowers work in the restaurant/food service industry, and their hours and income were somewhat variab…
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A family of four had outgrown their current residence and were looking for a cash out loan to add on to their existing property. They also hoped to build out a large deck in the backyard for barbecues. With my…
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A homeowner with a family of four came to me sinking in credit card debt, and concerned that he might lose his house in Pleasanton. Due to his high credit card balances, his credit score was very low, at 640. I…
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A client came to me, looking for a solution for his mother. Bedridden at 92, she wanted to remain in her home, with in-home hospice care, rather than move into a nursing home, for as long as possible. Her cash…
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A high net worth person who wanted to refinance a home in San Diego came to me because he was being denied by lenders. He had bought his home with cash, and had income and equity, but his situation didn’t fit i…
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An honorably-discharged U.S. Marine and war veteran, currently working in law enforcement, living in Pleasant Hill, was looking to purchase a new property and relocate closer to his work in Oakland. He found th…
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